目录
简介 Intro
此单元组包括其他未分类专业融资职称，如理财规划师，金融审查员和检查员，金融调查员，金融承销商，抵押贷款经纪人和信托官员。他们受雇于银行，信托公司，投资公司和政府，或者有可能成为自雇人士。
This unit group includes professional occupations in finance not elsewhere classified such as financial planners, financial examiners and inspectors, financial investigators, financial underwriters, mortgage brokers and trust officers. They are employed by banks, trust companies, investment firms and governments, or they may be self-employed.
随着经验积累，可能晋升为财务管理职位。
Progression to financial management positions is possible with experience.
尽管这类职位要求具备较高的培训和资格，但是从事该职业的人还是需要不断更新自己的技能和追求专业发展。
While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.
主要职责 Main Duties
以下是本单元组一些职业的主要职责总结：The following is a summary of main duties for some occupations in this unit group:
- 理财规划师为客户制定个人理财计划，涵盖现金管理，财务，保险保障，投资，退休和遗产规划，税收和法律事项;分析客户的财务记录，设定目标和制定金融战略，建议客户实施财务计划，以帮助他们实现自己的目标，也可以安排用于购买和出售金融产品和投资，取决于其所持执照，并监控证券投资组合，以确保其质量和盈利能力，并帮助拓展业务，吸引新客户。
Financial planners develop personal financial plans for clients covering cash management, finances, insurance coverage, investments, retirement and estate planning, taxes and legal matters; analyze clients’ financial records, set goals and develop a financial strategy; advise clients on implementing the financial plan to help them achieve their goals; may also arrange for the purchase and sale of financial products and investments depending on the licence held, and monitor the portfolio to ensure its quality and profitability; and help to expand business and attract new clients. - 财务审查员和检查员审查和检查银行，信托公司，信用社，大众银行，贷款公司，房地产公司，保险公司，养老基金，证券经纪及其他金融服务和机构，以确保符合监管法律和法规。
Financial examiners and inspectors review and examine banks, trust companies, credit unions, caisses populaires, credit companies, real estate companies, insurance companies, pension funds, securities brokers and other financial services and institutions to ensure compliance with governing legislation and regulations. - 金融调查员调查可能存在不道德行为或违反证券或商品期货法律的人士或公司，该公司或人事进行证券和商品期货贸易，或提供相关的金融服务。
Financial investigators investigate possible unethical conduct or breaches of securities or commodity futures laws by persons or companies that trade in securities and commodity futures or that provide related financial services. - 金融承销商承销新发行的股票和债券，与企业和政府谈判，以确定新发行的证券的种类和条款，并准备发行说明书。
Financial underwriters underwrite new issues of stocks and bonds, negotiate with corporations and governments to determine the type and terms of new securities issued and prepare offering prospectuses. - 信托人员管理房地产，个人，慈善，企业和其他信托类型，指导信托账户投资，接收并记录投资收益和信托基金发放。
Trust officers administer estate, personal, charitable, corporate and other types of trusts, direct trust account investments, receive and record investment income and disburse trust funds. - 抵押贷款经纪人与客户见面，获取收入，负债及资产的信息，财产抵押的类型，价格和条件，代表客户与贷款人或贷款机构协商按揭贷款。
Mortgage brokers meet with clients to obtain information about income, liabilities and assets, and type, price and condition of property to be mortgaged, and negotiate mortgage loans with lenders or lending institutions on behalf of clients.
任职要求 Employment Requirements
- 通常需要工商管理，电子商务，经济学或相关领域的大学本科学历。
A bachelor’s degree in business administration, commerce, economics or a related field is usually required. - 雇主可能要求其必须参加由金融机构和组织，如加拿大证券学会，加拿大银行家协会，特许金融分析师，投资基金公会，加拿大财务规划研究所与加拿大信托公司研究所提供的各种培训计划和课程。
Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, Institute of Chartered Financial Analysts, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers. - 可能必需是加拿大财务策划师标准委员会颁发的个人理财规划师。
The designation Personal Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required. - 出售监管的金融产品和投资，如年金，注册退休储蓄计划和人寿保险的财务策划师必须具备由适当的领导机构颁发的执照。
Financial planners who sell regulated financial products and investments, such as annuities, RRSPs and life insurance, are required to be licensed by the appropriate governing body. - 财务审查员和检查员可能需要公认的会计资格认证。
Financial examiners and inspectors may require a recognized accounting designation. - 在魁北克抵押贷款经纪人需要有房产证，在纽芬兰和拉布拉多省，新斯科舍省，安大略省，马尼托巴省，萨斯喀彻温省，阿尔伯塔省和不列颠哥伦比亚省，抵押贷款经纪人需要有抵押贷款经纪人执照。
Mortgage brokers require a real estate licence in Quebec and a mortgage broker licence in Newfoundland and Labrador, Nova Scotia, Ontario, Manitoba, Saskatchewan, Alberta and British Columbia.
所有职称 All Titles
- 客户经理 account manager
- 管理员，地产 administrator, estate
- 银行检查员 bank inspector
- 债券承销商 bonds underwriter
- 辅导员，证券 counsellor, securities
- 信贷审裁员 credit adjudicator
- 信贷机构检查 credit agency inspector
- 信用社审核员 credit unions examiner
- 遗产管理人 estate administrator
- 房地产和信托管理员 estate and trust administrator
- 遗产执行人 estate executor
- 估计和程序主计长 estimates and programs controller
- 审核员，信用社 examiner, credit unions
- 审核员，金融机构 examiner, financial institutions
- 遗嘱执行人，遗产 executor, estate
- 融资和信贷管理员 – 国际银行 finance and credit administrator – international banking
- 金融机构审核员 financial institutions examiner
- 金融机构督察 financial institutions inspector
- 财务调查员 financial investigator
- 财务管理人员 financial management officer
- 财务管理人员 – 退休金计划分析 financial management officer – pension plan analysis
- 财务管理人员 – 项目预算 financial management officer – program budgeting
- 财务策划师 financial planner
- 理财规划师 – 个人理财 financial planner – personal finances
- 金融服务顾问 financial services consultant
- 金融承销商 financial underwriter
- 外国银行间安排人员 foreign interbanking arrangements officer
- 检查员，银行 inspector, banks
- 检查员，信贷机构 inspector, credit agency
- 检查员，金融机构 inspector, financial institutions
- 银行间安排人员 interbanking arrangements officer
- 投资顾问 – 个人理财 investment advisor – personal finances
- 投资顾问 – 个人理财 investment counsellor – personal finances
- 贷款解决方案经理 lending solutions manager
- 抵押贷款经纪人 mortgage broker
- 抵押贷款承销商 mortgage underwriter
- 个人理财规划师 personal financial planner
- 个人信托官 personal trust officer
- 证券分析师 – 个人理财 securities analyst – personal finances
- 证券辅导员 securities counsellor
- 证券承销商 securities underwriter
- 信托官员 trust officer
- 承销商，证券 underwriter, securities
不包括职称 Exclusions
- 经济发展人员（业务开发人员和营销研究人员和顾问） Economic development officers (in [4613](4163) Business development officers and marketing researchers and consultants )
- 经济学家（经济学家和经济政策研究人员和分析师） Economists (in [4162](4162) Economists and economic policy researchers and analysts )
- 财务及投资分析员 Financial and investment analysts [1112](1112)
- 经理,金融和商业服务 Managers in financial and business services [012](012)
- 证券代理商，投资商和经纪人 Securities agents, investment dealers and brokers [1113](1113)