目录
简介 Intro
此单元组包括其他未分类专业融资职称，如理财规划师，金融审查员和检查员，金融调查员，金融承销商，抵押贷款经纪人和信托官员。他们受雇于银行，信托公司，投资公司和政府，或者有可能成为自雇人士。
This unit group includes professional occupations in finance not elsewhere classified such as financial planners, financial examiners and inspectors, financial investigators, financial underwriters, mortgage brokers and trust officers. They are employed by banks, trust companies, investment firms and governments, or they may be self-employed.
随着经验积累，可能晋升为财务管理职位。
Progression to financial management positions is possible with experience.
尽管这类职位要求具备较高的培训和资格，但是从事该职业的人还是需要不断更新自己的技能和追求专业发展。
While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.
主要职责 Main Duties
该小组履行以下部分或全部职责 This group performs some or all of the following duties:
财务审查员和检查员 Financial examiners and inspectors
- 审查和检查银行、信托公司、信用合作社、大众储蓄银行、信贷公司、房地产公司、保险公司、养老基金、证券经纪人和其他金融服务机构和机构，以确保遵守管辖法律和法规。Review and examine banks, trust companies, credit unions, caisses populaires, credit companies, real estate companies, insurance companies, pension funds, securities brokers and other financial services and institutions to ensure compliance with governing legislation and regulations.
财务调查员 Financial investigators
- 调查从事证券和商品期货交易或提供相关金融服务的个人或公司可能存在的不道德行为或违反证券或商品期货法的行为。Investigate possible unethical conduct or breaches of securities or commodity futures laws by persons or companies that trade in securities and commodity futures or that provide related financial services.
金融承销商 Financial underwriters
- 分析客户的请求，评估股票、债券、抵押贷款或其他融资解决方案的风险和细节 Analyze clients requests to assess risk and details of stocks, bonds, mortgages or other financing solutions
- 与公司、政府或个人进行谈判，以确定金融产品的类型和条款并准备发行 招股说明书或合同 Negotiate with corporations, governments or individuals to determine the type and terms of financial products and prepare offering prospectuses or contracts
- 可以承销新发行的股票和债券。May underwrite new issues of stocks and bonds.
信托官员 Trust officers
- 管理遗产、个人、慈善、公司和其他类型的信托 Administer estate, personal, charitable, corporate and other types of trusts
- 直接信托账户投资、接收和记录投资收入以及支付信托资金。Direct trust account investments, receive and record investment income and disburse trust funds.
抵押贷款经纪人 Mortgage brokers
- 与客户会面，获取有关收入、负债和资产以及待抵押财产的类型、价格和状况的信息 Meet with clients to obtain information about income, liabilities and assets, and type, price and condition of property to be mortgaged
- 代表客户与贷方或贷款机构协商抵押贷款。Negotiate mortgage loans with lenders or lending institutions on behalf of clients.
任职要求 Employment Requirements
- 通常需要工商管理，电子商务，经济学或相关领域的大学本科学历。
A bachelor’s degree in business administration, commerce, economics or a related field is usually required. - 雇主可能要求其必须参加由金融机构和组织，如加拿大证券学会，加拿大银行家协会，特许金融分析师，投资基金公会，加拿大财务规划研究所与加拿大信托公司研究所提供的各种培训计划和课程。
Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, Institute of Chartered Financial Analysts, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers. - 可能必需是加拿大财务策划师标准委员会颁发的个人理财规划师。
The designation Personal Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required. - 出售监管的金融产品和投资，如年金，注册退休储蓄计划和人寿保险的财务策划师必须具备由适当的领导机构颁发的执照。
Financial planners who sell regulated financial products and investments, such as annuities, RRSPs and life insurance, are required to be licensed by the appropriate governing body. - 财务审查员和检查员可能需要公认的会计资格认证。
Financial examiners and inspectors may require a recognized accounting designation. - 在魁北克抵押贷款经纪人需要有房产证，在纽芬兰和拉布拉多省，新斯科舍省，安大略省，马尼托巴省，萨斯喀彻温省，阿尔伯塔省和不列颠哥伦比亚省，抵押贷款经纪人需要有抵押贷款经纪人执照。
Mortgage brokers require a real estate licence in Quebec and a mortgage broker licence in Newfoundland and Labrador, Nova Scotia, Ontario, Manitoba, Saskatchewan, Alberta and British Columbia.
所有职称 All Titles
- 信用评审员 Credit adjudicator
- 信用合作社审查员 Credit unions examiner
- 遗产和信托管理员 Estate and trust administrator
- 金融机构稽查员 Financial institutions inspector
- 金融调查员 Financial investigator
- 金融承销商 Financial underwriter
- 抵押贷款经纪人 Mortgage broker
- 信托官员 Trust officer
不包括职称 Exclusions
- 经济发展人员（业务开发人员和营销研究人员和顾问） Economic development officers (in [4613](4163) Business development officers and marketing researchers and consultants )
- 经济学家（经济学家和经济政策研究人员和分析师） Economists (in [4162](4162) Economists and economic policy researchers and analysts )
- 财务及投资分析员 Financial and investment analysts [1112](1112)
- 经理,金融和商业服务 Managers in financial and business services [012](012)
- 证券代理商，投资商和经纪人 Securities agents, investment dealers and brokers [1113](1113)