Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses. They work in banks, credit unions, trust companies and similar financial institutions.
Progression to higher levels of financial planning and wealth management is possible with experience.
Progression to credit and loan management positions is possible with experience.
主要职责 Main Duties
Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
Interview applicants for personal, mortgage, student and business loans
Promote the sale of deposit, investment, credit and loan products and services
Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
Research and evaluate loan applicant’s financial status, references, credit and ability to repay the loan
Complete credit and loan documentation
Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
Review and update credit and loan files
Act as joint custodian for cash and securities.
任职要求 Employment Requirements
Completion of secondary school and extensive general banking experience is usually required.
A bachelor’s degree or college diploma related to commerce or economics may be required.
A mutual funds license is usually required.
Registration with the securities regulatory authority in the province or territory of employment is usually required.
Completion of a loan or credit training program, ranging from six to twelve months, is usually required.
Various training programs and courses are offered by the Institute of Canadian Bankers and may be required by employers.
Financial services officers who sell regulated financial products and investments are required to be licensed by the appropriate governing body.
所有职称 All Titles
- 顾问，贷款 adviser, loans
- 经纪人，贷款 agent, loans
- 分析师，信贷 analyst, credit
- 分析师贷款 analyst, loans
- 银行账户主任 banking accounts officer
- 商业银行账户主任 commercial banking accounts officer
- 消费信贷人员 consumer credit officer
- 消费贷款人员 consumer loans officer
- 辅导员，贷款 counsellor, loans
- 信用分析师 credit analyst
- 信贷调查人员 credit investigation officer
- 信贷调查员 credit investigator
- 信贷人员 credit officer
- 债务顾问 debt counsellor
- 金融销售和服务人员 financial sales and service officer
- 金融销售和服务主管 financial sales and service supervisor
- 金融服务人员 financial services officer
- 金融服务代表 financial services representative
- 贷款服务人员 lending services officer
- 见习贷款服务 lending services trainee
- 贷款巡视员 loan inspector
- 信贷员 loan officer
- 贷款顾问 loans adviser
- 贷款代理 loans agent
- 分析师贷款 loans analyst
- 贷款顾问 loans counsellor
- 贷款主管 loans supervisor
- 商户服务专家 – 金融 merchant services specialist – financial
- 按揭顾问 mortgage consultant
- 按揭贷款顾问 mortgage loans consultant
- 官按揭贷款 mortgage loans officer
- 按揭人员 mortgage officer
- 人员，银行账户 officer, banking accounts
- 人员，信贷 officer, credit
- 人员贷款 officer, loans
- 人员，按揭贷款 officer, mortgage loans
- 私人银行家 personal banker
- 个人银行账户主任 personal banking accounts officer
- 个人银行业务代表 personal banking representative
- 个人金融服务助理 personal financial services associate
- 个人金融服务人员 personal financial services officer
- 个人贷款人员 personal loans officer
- 销售联营公司 – 个人银行业务 sales associate – personal banking
- 销售人员 – 财务 sales officer – financial
- 高级贷款官员 senior loans officer
- 学生贷款人员 student loans officer
- 信贷和贷款经理（银行业，信贷及其他投资经理） Credit and loan managers (in (0122) Banking, credit and other investment managers )
- 客户服务代表 – 金融机构 Customer services representatives – financial institutions (6551)
- 银行，保险和其他财务人员 Banking, insurance and other financial clerks (1434)
- 其他财务人员 Other financial officers (1114)