NOC 1313 – Insurance underwriters



Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. Insurance underwriters are employed at head and branch offices of insurance companies.

Progression to management positions in the insurance industry is possible with experience.

Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance underwriters to professional recognition as a Chartered Insurance Professional (CIP) and, with additional university courses, as a Fellow, Chartered Insurance Professional (FCIP).

Main Duties

Insurance underwriters perform some or all of the following duties:

  • Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance
  • Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible
  • Approve sale of insurance policies and ensure compliance with government regulations
  • Provide recommendations on individual or group insurance plan designs
  • Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel
  • Prepare underwriting reports and update insurance forms when necessary.

Employment Requirements

  • Completion of secondary school and some general insurance experience
    A bachelor’s degree, college diploma or some post-secondary education is required.
  • Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.

All Titles

  • accident and sickness underwriter – insurance
  • assistant underwriter – insurance
  • automobile and home insurance consultant
  • automobile underwriter – insurance
  • boiler and machinery underwriter – insurance
  • casualty insurance products analyst-designer
  • casualty underwriter – insurance
  • commercial underwriter – insurance
  • farm underwriter – insurance
  • fire underwriter – insurance
  • group underwriter
  • group underwriter – insurance
  • head office underwriter – insurance
  • home office underwriter – insurance
  • insurance rating analyst
  • insurance underwriter
  • junior underwriter – insurance
  • liability underwriter
  • life underwriter
  • marine and aircraft underwriter – insurance
  • marine underwriter – insurance
  • package underwriter – insurance
  • personal lines underwriter
  • property underwriter
  • property underwriter – insurance
  • public liability underwriter – insurance
  • reinsurance underwriter – insurance
  • senior underwriter – insurance
  • surety underwriter – insurance
  • underwriter – insurance
  • underwriter, accident and sickness – insurance
  • underwriter, automobile – insurance
  • underwriter, boiler and machinery – insurance
  • underwriter, casualty – insurance
  • underwriter, commercial – insurance
  • underwriter, farm – insurance
  • underwriter, fire – insurance
  • underwriter, group – insurance
  • underwriter, head office – insurance
  • underwriter, home office – insurance
  • underwriter, life
  • underwriter, marine – insurance
  • underwriter, marine and aircraft – insurance
  • underwriter, package – insurance
  • underwriter, property – insurance
  • underwriter, public liability – insurance
  • underwriter, surety – insurance


  • Insurance agents and brokers (6231)
  • Insurance managers (See 0121 Insurance, real estate and financial brokerage managers)


Processing Time

Program Categories Online On Paper
Canadian visa application processing time
Temporary Resident Visa
97 Days 97 Days
Visitor Record
82 Days 126 Days
Super Visa 94 Days 94 Days
Study Permit Made Outside Canada
10 Weeks 10 Weeks
Study Permit Made Intside Canada
4 Weeks 4 Weeks
Study Permit Extension 131 Days 63 Days
Post Graduation Work Permit Made Outside Canada 11 Weeks 11 Weeks
Post Graduation Work Permit Made Inside Canada 130 Days 17 Days
Briding Open Work Permit
130 Days 17 Days
Canadian immigration application processing time
Express Entry
5 Months 5 Months
Provincial Nominee Program
15 Months 15 Months
Self-employed Immigration
52 Months 52 Months
Federal Skilled Worker Program
5 Months 5 Months
Start-up Visa
37 Months 37 Months
Spouse/CommonLaw Sponsorship
12 Months 12 Months
(Grand) Parents Sponsorship
23 Months 23 Months
Canadian Citizenship/PR Card processing time
16 Months 16 Months
PR Card
66 Days 66 Days
PR Card Renewal
71 Days 71 Days

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